Capitol City Insurance has proudly served Austin and Central Texas since 1965. As an independent insurance agency, we work with many different insurance companies to find the best coverage at the best price for our clients. We specialize in business insurance, employee benefits, auto and home insurance in order to meet the needs of our customers.
Our President, Dwayne Baker and the entire staff, is dedicated to being a trusted advisor and partner with our clients to assist in protecting their families, businesses, and employees.
Capitol City Insurance works with a team concept and was recently awarded as Insurance Journal’s 2016 Best Agency to Work For – South Central. Our dedication to our employees through education programs and earning designations is an important piece in serving our customers.
An Independent Advantage
We are Independent Agents in Austin, Texas, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Capitol City Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.