You may be living on a tight budget these days. Perhaps your son graduated from high school, earned a full scholarship to a prestigious Texas university, but needs transportation, and you would like to help him out. You may have found an affordable used car, purchased it and presented it to him as a graduation gift. Before he can drive it off to college, you most likely will need auto insurance for the car. How can you fit another bill into your already tight budget? Your agent may be able to help you find affordably insure your son’s vehicle.
The State of Texas has recently enacted some laws addressing the dangers
of cell phone use and texting while driving a vehicle. According to
information compiled by the Insurance Institute for Highway Safety
(IIHS), drivers younger than 18 years of age are not allowed to use a
cell phone while operating a vehicle. In addition, bus drivers are not
allowed to use a cell phone while a passenger age 17 or younger is
present on the bus.
You may find yourself dreaming of driving across the Texas plains in
your trendy sports car only to awaken suddenly, wondering how you could
possibly find affordable insurance for a sports car. Auto insurance for
sports cars may vary depending on a number of factors, including the
type of car, your driving record, your age and gender. You may want to
contact your insurance agent prior to purchasing a sports car to get an
idea of what your premium might be. Your agent may be able to secure an
affordable policy for you.
According to the Texas Department of Transportation
(DOT), there are thousands of auto accidents each year, which result in
over 100 people being killed, along the state’s highway maintenance and
construction work zones. DOT records show that the leading causes of
these accidents are excessive speed and distracted or drowsy driving.
Approximately one third of the work zone wrecks are rear end collisions.
Driving in Texas without the minimum auto insurance required by the
state may result in a monetary penalty of up to $1,000, suspension of
your driver’s license, and impound of your automobile. The Texas
government is serious about drivers taking financial responsibility for
their vehicles. Your agent may help you find affordable auto insurance
that will meet the state’s minimum requirements, without breaking your
Selling fruits and vegetables grown on your Texas property might turn in
to a thriving family business if you start out right. Before renting a
space at your local farmer’s market and hauling your harvest to your
space, there are a number of things you’ll need to consider. Business
insurance may be one of your first considerations as most enterprises
need to have some form of financial protection in place.
Selling your home grown fruits and vegetables may turn in to a thriving
family business if you start out right. Before renting a space at your
local farmer’s market and hauling your harvest to your space, there are
some things you may want to consider. Texas business insurance
may be one of your first considerations as you may need financial protection for your new business.
It may be just as important to know what your auto insurance excludes as
it is to know what is included in your coverage. When seeking affordable Texas auto insurance
, you may want to ask your agent to thoroughly explain the inclusions and exclusions in your policy.
You may spend more time in your car than you realize which makes
obtaining the right auto insurance vital to your financial protection.
Your agent may explain the options available to you, and offer you an affordable Texas auto insurance
Taking a little time each year to carefully review your business insurance policies may save you money on your Texas business insurance
premiums. It may be wise to set aside one day each year to conduct your
insurance review. In addition, you may want to consider reviewing your
policies whenever you have a significant change in your business
equipment, building or personnel.